Insurance losses by make and model
All results are stated in relative terms, with 100 representing the average for all vehicles under a given coverage type.
For example, a result of 122 is 22 percent worse than average, and 96 is 4 percent better than average.
The colors also indicate how each model compares with all other vehicles.
Vehicles are displayed with others from the same size and class.
Similar models can generally be expected to have similar losses. These tables help consumers identify vehicles whose results are substantially better or worse than others like them.
Results for collision, property damage liability and comprehensive represent overall losses, which reflect both the frequency of claims and the average loss payment per claim.
Results for injury coverages represent claim frequency only. Included claims date from the first sales of a vehicle through the beginning of the calendar year that follows the last year in the model year spread. For example, data for 2009-11 models include losses through early 2012.
The results are adjusted to reduce possible distortions from other nonvehicle factors — operator age, calendar year, density, gender, marital status, model year, risk (standard or nonstandard) and state. Collision and comprehensive also are adjusted for deductible amount.
These insurance loss results generally are good predictors of the experience of current versions of the same vehicle models.
However, when automakers substantially redesign their vehicles, the experience of an earlier model with the same name may not predict the experience of the newer design (Source: iihs.org)
|Ford Fusion 4WD||112||81||112||103|
|Ford Fusion hybrid||125||95||104||75||84||103|
|Mercury Milan 4WD||120||95||90|
|Mercury Milan hybrid||122||119|
|Nissan Altima hybrid||109||96||102||120|
|Subaru Legacy 4WD||86||70||123||86||75||72|
|Suzuki Kizashi 4WD||173||159|
|Toyota Camry hybrid||112||101||98||99||93||96|
|Volkswagen Passat CC||122||82||106||98||100||90|
|Volkswagen Passat CC 4WD||169||120|