3 Factors You Need To Consider Before Getting Car Insurance

3 Factors You Need To Consider Before Getting Car Insurance

Car Insurance
Car Insurance

You buy insurance because you know it will help you in case of any accident.

You crib about it, but still pay the large premium because you know that at the time of claim you can benefit from it.

However, you will notice that your insurance doesn’t benefit you completely.

How much you benefit from your insurance depends on the options in your policy. Here are three factors that you need to consider before getting car insurance, so that you can completely benefit from it.

1. It Should Cover Your Health Insurance

A good insurance is one that covers not just you but also your family. When you choose a car insurance, make sure it covers your family and your safety. If you do not have a separate health insurance, then do pay additional premium to get a health insurance with your auto insurance.
This will ensure that your medical expenses are covered if you ever happen to have a car accident. When you have the option of getting a health insurance along with your auto insurance, why should you waste money with two different insurances? It makes sense to get a combination of the two. And, you also save money

I also recommend this article  Audi at Worthersee Tour 2011

2. Cover Against Uninsured Drivers

It is wise decision to get a cover that gives you protection from uninsured drivers. Research has shown that in majority of the accidents, the driver who is at fault is uninsured. If you want to insure yourself completely, you should assume that the other drivers will not have an insurance that is as good as yours. It can be a little difficult to accept that you have to pay more for some else’s mistake, but it is better than being caught without any accident cover and losing your vehicle for no fault of yours.

3. Be Prepared For Unforeseen Accidents

You get your car insured against collisions, theft or vandalism, but there are many unforeseen incidents that you never think of covering. You should never do that. Always consider the worst-case scenarios when insuring your car. Your car can be damaged by flood or fire, or it can be damaged because of an uninsured motorist.

I also recommend this article  Lamborghini's anniversary model

What do you do in such a situation, if your car insurance doesn’t cover these incidents? It is always practical to get your car fully covered for any damage that can happen to it. Always ensure that you have coverage to even fully repair your car or replace it with a new one.

All insurances have hidden clauses.
You should, therefore, you read the fine print carefully. Ask your insurance agent if you have any doubts. Never sign the insurance papers until you are fully satisfied with the clauses and the policies. You are liable for whatever you sign and you will violate your policy and lose out on all your coverage if you make any mistakes, even unknowingly. So do not rush, carefully read through the document and then sign the papers.

Related External Links

(Visited 1 times, 1 visits today)



Download the Car Rescue Book







Browse our latest car database to discover more cars                    


Articles from the main page



Browse the latest new cars


Discover the latest new cars

33,16,0,100,2
600,500,60,0,0,5000,250,0
90,300,0,50,12,25,60,2,70,12,1,30,2,0,1,0
The world’s most popular roadster, the Mazda MX-5, has a whole new look. After 25 years and over 947,00 sales worldwide, the new fourth-generation 2014 Mazda MX-5 (known as the Mazda Miata in the US) has finally been revealed. The MX-5 is one of Mazda’s most iconic models
All-new Mazda MX-5 Roaster
The centrepiece of the Mercedes-AMG GT, the new 4.0-litre V8 biturbo, responds instantly with extreme power right from low revs and delivers outstanding performance.
The new Mercedes-AMG GT
The Alfa Romeo has become synonymous with style. Many people crave the look of an Alfa. However, this car is not a one trick pony. It performs as well as it looks. For many, they feel that they have to compromise style over speed. With an Alfa, this is simply not the case.
The Classic Alfa Romeo Montreal: Is it Worth the Hype?


Sport car of the month


Discover All-new Jaguar F-Type Coupe & R



ENTERTAINMENT

All-new Jaguar F-Type Coupe & R



5-liter supercharged V8 engine and will reach 60 mph in 4.0 seconds, and a top speed of 186 mph (electronically limited)2. The F-TYPE S Coupe and F-TYPE Coupe are powered by 3-liter supercharged V6 engines in 380hp and 340hp forms respectively, giving 0-60 mph in 4.8/5.1 seconds and top speeds of 171/161 mph2.

The F-TYPE Coupe visual message is defined by three key ‘heart lines’, that visual message beginning with the formidable grille. It is from the twin ‘shark gill’ openings that sit either side of the grille that the essential first heart line – which mirrors the design of the F-TYPE Convertible – flows and begins to take shape. Running up through the headlamp, and accentuated by the LED ‘J blade’ signature running lamps, the line then arcs up over the front wheel arch before dropping elegantly as it runs through the door, washing out into the muscular rear haunch.

The second heart line begins at the rear edge of the door, swelling outwards and upwards to create a visually strong wheel arch, emphasizing the car’s rear-wheel drive layout, before dropping vertically through the tail lamp ...





Auto Mechanic Advice


Advice from experienced mechanics from several fields!






Auto Speed Market is a car blog with the latest automotive, F1 and car news. Auto Speed Market is trying to provide extra
information to car enthusiasts, will be presenting new cars and concepts, prices and statistics of the automotive world.
Auto Speed Market also offer tips for buying a new car or second hand vehicle.


To reach us, please complete the form contact us.